Insurances Accepted For Therapy

Insurances Accepted for Therapy in Berkley, MI

If you are searching for therapy services that accept insurance, Peace of Mind Therapy & Stress Reduction Services (POM) makes it simple to get the support you need. We are a counseling practice located in Berkley, Michigan, offering professional therapy services for individuals, couples, and families.

Many people delay getting help because they are unsure about insurance coverage. This page was created to answer common questions and help you understand which insurance plans we accept, what steps to take to verify benefits, and how to get started with a therapist who takes your insurance.

Whether you are looking for a therapist that accepts Blue Cross, searching for a BCN therapist near me, or simply want affordable counseling options, our team is here to help you move forward with confidence.

Insurance Plans We Accept

POM currently accepts the following insurance plans for therapy services:

  • Blue Cross Blue Shield
  • Blue Care Network (BCN)

If you are specifically searching for a therapist that accepts Blue Cross, we encourage you to contact us today to schedule an appointment and confirm your plan eligibility. We work with many clients who use Blue Cross or BCN for counseling and mental health services.

Need help checking benefits? We can assist in checking your coverage when possible. However, you are ultimately responsible for understanding your insurance benefits, copays, deductibles, and coverage limitations. For the most accurate information, please contact your insurance provider directly.

Therapy Services Covered by Insurance

Insurance is commonly used for a wide range of counseling and mental health concerns. Clients often use their insurance benefits to receive therapy for:

  • Anxiety and excessive worry
  • Stress management and burnout
  • Depression and low mood
  • Trauma and emotional healing
  • Relationship and communication struggles
  • Life transitions, grief, and personal growth

To explore the therapy options available at POM, visit our main services page:

In-Person Therapy in Berkley, MI

If you are looking for in-person therapy near Berkley, MI, we offer sessions at our office:

Peace of Mind Therapy & Stress Reduction Services
2301 12 Mile Rd
Berkley, MI 48072

Our Berkley location is convenient for clients across Metro Detroit, including:

  • Royal Oak
  • Ferndale
  • Birmingham
  • Huntington Woods
  • Pleasant Ridge
  • Oak Park
  • Southfield
  • Troy
  • Clawson

If you are searching for an insurance-accepted therapist near Royal Oak or Blue Cross therapist in Berkley, MI, our office is an easy drive from many surrounding communities.

Learn more here:

Online Therapy Across Michigan (Telehealth Counseling)

Prefer to meet from home? We also offer virtual therapy sessions for clients across Michigan. Telehealth therapy is a great option if you have a busy schedule, limited transportation, or prefer a more private and flexible way to receive counseling.

Many insurance plans now include telehealth mental health coverage, but coverage can vary. If you are using Blue Cross or BCN, we recommend confirming whether your plan covers telehealth therapy sessions and whether any restrictions apply.

Learn more here:

Private Pay Therapy Options

If you do not plan to use insurance, we offer private pay therapy. Payment is due at the time of service and we accept:

  • Cash
  • Check
  • Credit or debit card

Private pay can be a good option if:

  • You have a high deductible and are not yet meeting it
  • You prefer not to bill insurance for privacy reasons
  • You want more flexibility in session frequency
  • You are not currently insured

Many clients combine therapy with practical stress reduction tools and goal-setting so they can see real improvements quickly, even when paying out of pocket.

Can I Use HSA or FSA to Pay for Therapy?

Yes, in many cases you can use a Health Savings Account (HSA) or Flexible Spending Account (FSA) to pay for counseling services. These accounts may help reduce your out-of-pocket costs when:

  • You are paying privately
  • You are meeting a deductible
  • Your plan requires coinsurance

Rules can vary by provider, so we recommend checking with your plan administrator to confirm what documentation is needed.

How to Check Therapy Insurance Benefits

Insurance coverage for therapy depends on your specific plan. Even within Blue Cross or BCN, benefits can vary based on your employer plan, deductible, and network rules.

To avoid surprises, we recommend calling your insurance provider before your first session. You can use the phone number listed on the back of your insurance card.

Questions to Ask Your Insurance Provider

  • Is outpatient mental health counseling covered under my plan?
  • Do I have a copay for therapy sessions?
  • Do I have coinsurance, and what percentage do I pay?
  • Do I have a deductible, and has it been met?
  • Is prior authorization required?
  • Do I need a referral from my primary care doctor?
  • Are telehealth therapy sessions covered?
  • Are there limits on the number of sessions per year?

Important note: While we can help with benefit checks when possible, you are responsible for understanding your coverage. Your insurance company is the best source for confirming exact benefits and out-of-pocket costs.

Why Clients Choose POM for Insurance-Based Therapy

When you are looking for a therapist who takes your insurance, you want more than a name on a list. You want a practice that is responsive, supportive, and committed to helping you make real progress.

Clients choose Peace of Mind Therapy & Stress Reduction Services because we offer:

  • Insurance-friendly access to counseling services
  • In-person and online therapy options
  • A welcoming, professional environment
  • Therapy focused on real-life improvement, not just talking
  • Support for stress, anxiety, relationships, and personal growth

Blog Resources: Learn More About Therapy and Mental Health

If you are new to therapy, it can help to read more about how counseling works and what to expect. We share educational, practical content on our blog to support you between sessions.

External Resources (Trusted Links)

For additional information about mental health support, therapy, and crisis resources, the following links may be helpful:

Insurance Accepted Therapy FAQ

Do you accept Blue Cross Blue Shield for therapy?

Yes. Peace of Mind Therapy & Stress Reduction Services accepts Blue Cross Blue Shield for therapy and counseling services.

Do you accept Blue Care Network (BCN)?

Yes. We also accept Blue Care Network (BCN).

How much does therapy cost with insurance?

Your cost depends on your plan benefits. Some clients have a copay, while others pay coinsurance or meet a deductible first. Please call your insurance provider for exact details.

Can I do online therapy with insurance?

Yes. We offer virtual therapy sessions. Coverage depends on your plan, so confirm telehealth mental health benefits with your insurer.

Do you accept private pay if I don’t want to use insurance?

Yes. We accept private pay (cash, check, or card). Payment is due at the time of service.

Schedule Therapy with Insurance in Berkley, MI

If you are ready to schedule therapy with a practice that accepts your insurance, we are here to help.

Call: (248) 397-4705
Request an appointment: Contact Us

We look forward to helping you feel more balanced, supported, and confident through therapy and stress reduction services.


Schedule An Appointment