Berkley & Oak Park, MI, Plus Virtual Therapy Statewide
Insurances Accepted for Therapy
Peace of Mind Therapy & Stress Reduction Services makes it simple to use your insurance for counseling. We have two Oakland County offices, in Berkley and Oak Park, offering professional care for individuals, couples, and families, in person and online.
Many people put off getting help because they are not sure what their plan covers. This page explains which plans we accept, how to verify your benefits, and how to get started.
Call (248) 397-4705 Request an AppointmentInsurance Plans We Accept
Peace of Mind Therapy currently accepts the following plans for therapy and counseling services:
If you are searching for a therapist that accepts Blue Cross, a BCN therapist near me, or a Priority Health counselor in Metro Detroit, contact us to schedule and confirm your plan eligibility. We work with clients using these plans every week.
Need help checking your benefits?
We can help verify coverage when possible. You are ultimately responsible for understanding your benefits, copays, deductibles, and coverage limits. Your insurance company is always the most accurate source, and the member services number on the back of your card is the fastest way to get answers.
Therapy Services Covered by Insurance
Insurance is commonly used for a wide range of counseling and mental health concerns. Clients often use their benefits for:
- Anxiety and excessive worry
- Stress management and burnout
- Depression and low mood
- Trauma and emotional healing
- Relationship and communication struggles
- Life transitions and grief
- Personal growth
To see everything we offer, visit our Therapy Services page.
In Person Therapy in Berkley and Oak Park
If you are looking for in person therapy near Berkley, MI, you have two offices to choose from:
Berkley, MI 48072
(248) 397-4705
Oak Park, MI 48237
(248) 397-4705
Both offices accept the same insurance plans, so you can book at whichever location is an easier drive.
Together, the two locations are a short trip for clients across Metro Detroit:
- Royal Oak
- Ferndale
- Birmingham
- Huntington Woods
- Pleasant Ridge
- Southfield
- Troy
- Clawson
- Detroit
Searching for an insurance accepted therapist near Royal Oak or a Blue Cross therapist in Berkley? Learn more about In Person Therapy in Berkley or our Oak Park office.
Online Therapy Across Michigan
Prefer to meet from home? We offer virtual therapy for clients anywhere in Michigan. Telehealth is a strong option if you have a packed schedule, limited transportation, or simply want a more private and flexible way to get support.
Most plans now include telehealth mental health coverage, but the details vary. If you are using Blue Cross, BCN, or Priority Health, confirm that your plan covers telehealth therapy and ask whether any restrictions apply.
Private Pay and HSA or FSA Options
Private Pay Therapy
If you would rather not use insurance, payment is due at the time of service. We accept cash, check, and credit or debit card.
Private pay often makes sense if you have a high deductible you have not met, you prefer to keep therapy off your insurance record, you want more flexibility in how often you meet, or you are not currently insured.
Can I Use HSA or FSA?
In many cases, yes. A Health Savings Account or Flexible Spending Account can be used for counseling, which may reduce your out of pocket cost when you are paying privately, working toward a deductible, or covering coinsurance.
Rules vary by plan, so check with your plan administrator to confirm what documentation they need.
How to Check Your Therapy Benefits
Coverage depends on your specific plan. Even within Blue Cross, BCN, or Priority Health, benefits shift based on your employer plan, deductible, and network rules. A five minute call before your first session prevents most billing surprises. Use the member services number on the back of your insurance card and ask:
- Is outpatient mental health counseling covered under my plan?
- Do I have a copay for therapy sessions, and how much is it?
- Do I have coinsurance, and what percentage do I pay?
- Do I have a deductible, and has it been met this year?
- Is prior authorization required before I start?
- Do I need a referral from my primary care doctor?
- Are telehealth therapy sessions covered the same as in person?
- Is there a limit on the number of sessions per year?
Important: We help with benefit checks when we can, but you are responsible for understanding your coverage. Your insurance company is the best source for exact benefits and out of pocket costs.
Why Clients Choose Peace of Mind
When you are looking for a therapist who takes your insurance, you want more than a name on a directory list. You want a practice that answers the phone, gets you scheduled, and helps you make real progress.
- Insurance friendly access to counseling
- In person sessions in Berkley and Oak Park, plus virtual sessions statewide
- A welcoming, professional, judgment free environment
- Therapy focused on practical, real life improvement
- Support for stress, anxiety, relationships, and personal growth
Learn More About Therapy
From Our Blog
Insurance and Therapy FAQ
Do you accept Blue Cross Blue Shield for therapy?
Yes. Peace of Mind Therapy & Stress Reduction Services accepts Blue Cross Blue Shield for therapy and counseling services. Benefits vary by plan, so we recommend confirming your copay and deductible before your first session.
Do you accept Blue Care Network (BCN)?
Yes. We accept Blue Care Network (BCN) for counseling and therapy services.
Do you accept Priority Health?
Yes. We accept Priority Health for therapy and counseling services. Coverage details depend on your specific plan.
Do you have more than one office?
Yes. We see clients at our Berkley office at 2301 12 Mile Rd, Berkley, MI 48072, and at our Oak Park office at 8750 W Nine Mile Rd, Oak Park, MI 48237. Both locations accept the same insurance plans.
How much does therapy cost with insurance?
Your cost depends on your plan. Some clients pay a flat copay per session, others pay coinsurance or need to meet a deductible first. Call the number on the back of your card for exact figures.
Can I do online therapy with my insurance?
Yes. We offer virtual therapy across Michigan. Telehealth coverage depends on your plan, so confirm your telehealth mental health benefits with your insurer.
Do you accept private pay if I do not want to use insurance?
Yes. We accept private pay by cash, check, or credit or debit card, with payment due at the time of service.
Schedule Therapy in Berkley, MI
Ready to get started with a practice that accepts your insurance? We would be glad to help you feel more balanced, supported, and confident.
Call (248) 397-4705 Request an Appointment